If the available balance on the Town & City Gift Card is less than the value of the purchase, you can split the payment and take payment of the remainder via another method.
If there are insufficient funds on the Town & City Gift Card in relation to the value being charged then the card will decline.
If the available balance on the Gift Card is less than the value of the purchase, you can split the payment and take payment of the remainder via another method. If you cannot process a split payment please make sure that the transaction value is equal to or less than the value on the card.
Split payments (also known as partial EFT payments) are possible between prepaid Mastercards like Town & City Gift Cards and another form of payment. Just follow these steps:
1. Find out the balance on the card.
2. First, process the exact balance on the card as a Mastercard.
3. Then, process the amount left to pay using another payment method (e.g. bank card,
credit card, or cash